Individual Retirement Accounts (IRAs)

An Individual Retirement Account is a great way to invest for your retirement while realizing a high yield at a fixed rate.  A fixed rate IRA guarantees your dividend even if rates go down.  You may be able to defer taxes on the earnings.

We offer a very flexible IRA program which pays market rates and requires no minimum contribution. You can open a daily IRA account at a variable rate or an IRA Certificate at a fixed rate for a specified time.

Contributions can be made by any combination of:

• Payroll deduction or automatic transfer
• Lump sum deposit
• Roll-overs from another IRA or qualified retirement plan

Please contact our office for clarification on recent IRS changes and how they may affect you or about starting your own IRA with us.

Or browse these great resources for information on IRAs:

Roth IRA	Comparing Options
Traditional IRA	Coverdell ESA's

Click here to view Current Rates.