With a Roanoke Postal Employees’ FCU loan, you’re assured of two things: low rates and comfortable terms. When it comes to the most affordable financing, you won’t find a better institution than your credit union.  Our loans offer advantages such as:

• Low Rates - Credit Union profits are given back to the membership most often in the form of higher dividend rates and lower loan rates. We are confident you will find our rates very attractive.
• Simple Interest - This means interest is charged daily on the unpaid balance, allowing members to pay interest only for the time they use the money.
• Flexibility - Members may apply for loans in person, by mail, over the phone or through our web site. Loan payments may be made by payroll deduction, cash or check.
• Loan Protection Insurance - Qualified borrowers receive this benefit with no direct cost to the member. In the event of death, loans up to a maximum of $20,000 are paid in full. This service is provided through CUNA Mutual Insurance Company and coverage qualifications are controlled by our insurance contract.
• Credit Disability Insurance - Members may choose an optional low-cost insurance to cover loan payments in the event the member becomes disabled. This coverage pays after 14 days of continuous disability, due to illness or injury, regardless of sick leave benefits or any other insurance coverage.

As you can see we constantly strive to provide member service that reaches beyond your expectations. So if you are considering any type of financing, begin with Roanoke Postal!