First Mortgage Loans
RPCU has many options to meet your mortgage needs. We now offer a wide range of mortgage products including 30-year conventional, Jumbo, FHA, and more. Rates are still extremely low, and you can get approved online in minutes - there's no better time than now to buy a new home or refinance your existing home. For more information or to apply, click here.

Home Equity Loan
Fixed rate Home Equity loans are available for terms up to 15 years for qualified borrowers. There are no origination fees associated with these loans and we can loan up to 90% of your home's value using a recent appraisal or tax assessment.

Home Equity Line of Credit (HELOC)
Establish a Line-of-Credit for planned events and/or unexpected expenses using the available equity in your home. We'll even pay up to $300 of your closing costs* with a minimum advance of $10,000.  Use your recent appraisal or tax assessment and borrow up to 90% of the market value of your home minus the current amount owed on the property.  Plus, you'll receive FREE HELOC checks so you can access your line of credit when it's convenient for you.

*Excluding appraisals.  HELOC must carry a balance for at least 24 months or closing costs will be refunded to RPEFCU.

Unimproved Property (Lot Purchases)
Looking to purchase land to build your dream home one day? We offer fixed rate financing for up to 10 years and will loan up to 80% of the land's appraised or tax assessed value.

MEMBERS® Auto and Homeowners Program
You trust us to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.

• MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by most credit unions and their members.
• Convenient e-service, pay your bill or make changes to your policy, even report a claim.
• Receive fast, easy access to claims service 24-hours a day.
• Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.

Get an Auto or Homeowners Insurance Quote, click here

The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.